My ‘game-changing’ budgeting habit has helped me save over £9k – it was so easy & all I needed was my phone...

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How to cut energy costs and get help with FOUR key household bills

There are other money-saving apps on the market too, like Snoop and Emma, that help you to save in a similar way.Martin Lewis' MSE reveals child benefit error which could cost you £1,000s

"This meant that saving large chunks of cash just didn't seem achievable for me, so Plum was a total game-changer. The most common types are cash ISAs and stocks and shares ISAs - where your money is invested in the stock market. offers some of the highest interest rates but you are unable to withdraw cash until the end of the agreed period.

Plum Pro, which Victoria is subscribed to, costs £2.99 a month and comes with access to the 52 week challenge and rainy days rule, and access to a Stocks & Shares ISA.

 

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