Six ways to ‘spring-clean’ your finances and pocket up to £1,300 a year

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How to cut energy costs and get help with FOUR key household bills

Credit: GettyFrom clearing out any unused subscriptions to switching your current account to a new lender, you could pocket up to £1,340 this year.If you're one of the millions of households using a streaming service, you could make a substantial saving by opting into packages that include ads, if that's something that doesn't bother you.

If you're on all three streaming platforms, making this simple change could save you £143.88 in total over 12 months.One of the biggest financial frustrations is when you subscribe to something based on a free trial and forget about it. If it's already too late, there's never a bad time to wade through your bank statements and figure out what you've signed up for unintentionally.Emma and Snoop both connect to your bank account and notify you of any unwanted subscriptions.

With plenty of people potentially looking to do a home clear out this spring, now could be a great time to sign up to either. Ofcom has a list on its website of all the providers currently offering them, as well as the eligibility criteria for each one.Banks and building societies regularly run switching offers for new customers.

Santander is also offering £185, while First Direct announced it was bringing back its £175 switching bonus this week.Give yourself a credit card breather - £10sMany of us are still struggling with the high cost of living - but there's help you can get.Councils also offer support through the welfare assistance schemes, to help cover the costs of essentials, from buying new furniture to food vouchers.

 

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