BROOKE Donnelly, 17, is looking forward to getting her first car but not so excited about paying the astronomical premiums faced by young drivers., are now hunting for solutions to bring the cost down to an affordable level, but believe that in the best case the policy will cost around £2,500.
Brett added: "We're also looking at getting a black box to monitor her driving as well as putting both me and her mum Sasha onto the policy, which will help to drive down the cost.Brooke, who as well as studying at school also has a catering job at a private hospital, added: "It will make a big difference for me to be able to drive to work and not rely on lifts.
They also covered the cost of her driving lessons, £1,500, while the driving test, theory test, and provisional licence added up to £119.The family managed to get Nyla insured for £1,112 annually with insurer Ticker, which specialises in young drivers, after shopping around for quotes on MoneySuperMarket.
"We covered about 80 per cent of the costs of getting Nyla on the road – around £5,000 – so I don’t know how young people could manage without help.” He added: “Be sure to check your vehicle's engine size and horsepower, both can impact the cost of your premium. Also, some small engines are turbocharged and that can give them more power than might be expected, which will likely cause the premium to increase.”Another of Greg's top tips is to pay the annual premium all in one go, rather than pay monthly, to avoid paying interest.
She explained: “A named driver is an additional person that you add to your car insurance policy, that will then have permission to drive the insured vehicle. Graham says: “These policies allow you to minimise costs by monitoring driving behaviour from a small device discreetly installed in the car, rewarding ‘good’ driving with cheaper insurance.“Be wary of who else is driving the car, as their bad habits could affect the score you are given, which is updated every seven days and dictates the cost of your policy. Equally, any bad driving on your part will cost you.